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Core banking operations are growing more complex every year. SAP systems process millions of transactions daily, yet many decisions still require manual intervention. Traditional SAP automation executes rules, but it cannot interpret intent or explain exceptions. This is where SAP generative ai transforms the equation. By adding contextual intelligence, GenAI in SAP automation enables smarter, faster, and more adaptive banking workflows, cutting exception handling time by 60-70% and boosting ROI to 16-31%.